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Your Dream Vacation... On a Budget!

While many of us can't afford a dream vacation to Hawaii or a cross-country tour of Europe, that doesn't mean that we need to spend the summer of 2012 without an opportunity to get away from it all. Don't fret! Savvy Student will come to the rescue once more with some helpful tips on how to do a vacation on a budget this summer!


Vacation Spots in New England

Cape Cod
Why not visit one of the top getaway spots of the northeast? With hotel prices as low as $69 a night, a two or three day weekend at the Cape is a definite possibility for a relaxing and fun vacation on a budget. With relatively cheap beach passes available you can box up a daily picnic for lunch and spend your vacation relaxing and enjoying quality time with family and/or friends for a low price. For some special offers and discounts, check out the Cape Cod Chamber of Commerce website.

Block Island & Newport, RI
As the state known for endless beaches, Rhode Island has a lot to offer. With a slew of affordable bike and moped rental shops and lots of stellar places to dine, both Block Island and Newport make for great road trip destinations. With a website full of recommendations of what to do and where to stay, the tourist environment is welcoming and the opportunities for relaxation are endless! Visit Newport for a stroll down Cliff Walk to view some of the most historic and notable mansions.

Maine
The state of Maine offers a myriad of beautiful one-day or weekend getaways. With Acadia National Park and cities such as Kennebunkport or Old Orchard Beach, you can make Maine your relaxation destination this year. You can find an extensive list of travel savings offers here.

Vermont
Let's not forget about the Green Mountain State. Just a few hours of driving can put you in to a different state, both physically and mentally. With sprawling green mountain there are tons of places to hike and camp. Visit VT for their blueberries, maple syrup, and, of course, Ben and Jerry's ice cream. Take a tour and see how the local boys made national headlines with flavors such as Boston Cream Pie, Cherry Garcia, and the new Greek Frozen Yogurt!

Amusement Parks in New England

Six Flags
Everybody loves to visit an amusement park for a fun escape from the daily routine. Whether you want to purchase a three-day pass and get a hotel room or just do a day at the park, the Six Flags in Agawam, Massachusetts is a great place for fun on a budget. When tickets are purchased in advance, a one-day ticket is only $37! For helpful tips on how to find discounts, check here. And make sure to ask at your local AAA for information on discounts if you are a member!

Lake Compounce
If the trip to Awagon is too much, there is also Lake Compounce, located in Bristol, Connecticut. Tickets are $37 and are even cheaper for children under 52 inches tall and adults over the age of 60. With a water park and a plethora of rides, Lake Compounce is a great place for a one-day getaway with family or friends. Visit the Lake Compounce website for information on discounts and make sure to ask at your local AAA for information on discounts if you are a member!

Canobie Lake Park
If both Six Flags and Lake Compounece are too far away from you, you can visit Canobie Lake Park in Salem, New Hampshire. The park has 85 rides for an admission price of $33 and an extra perk: free parking! Canobie Lake Park offers a variety of discount admission days such as Father's Day or Student/Community Athlete day! For more information on these specials, visit the Canobie Lake Park website.


If none of these recommendations suit your vacation needs for this summer, don't be discouraged! Research your ideal vacation location and search for online deals or extra savings. Search frequently because there are thousands of deals just waiting to be discovered which can lead to a dream vacation... on a budget!

Happy summer!
Savvy Student
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Seeing is Believing

With grades starting to post, you may be feeling better about all of the late nights you spent at the library studying or in front of the computer typing papers. However, as you start to mentally unwind from all of the stress,your eyes may still feel the strain. And, if that is the case why not take extra special care of yourself and your eyes by updating your prescription eyeglasses.

Buying glasses is never cheap especially if you want a trendy name brand frame. However, deal sites are becoming more popular than ever and now for $10 or less you can get a snazzy new frame- Better Business Bureau approved.

Visit Goggles4u and find prescription glasses from $4.95 and up.

Coastal.com has great, inexpensive frames, and as a new customer you pay  only for shipping, as the first pair is on them. Glassed from Coastal also ship in a timely fashion, so order today and get your new glasses by next week.

GreatEyeglasses.com is yet another deal site for glasses.

With most of these websites you can even upload your own photograph to see what the frames will look like on. All you need is an updates prescript and the PD measurement which is the distance between pupils. If you do not have this listed on your prescription you may be able to carefully measure it yourself or ask your eye doctor.

Shop around and be savvy. Deals are always out there, just make sure the websites are a safe. At Savvy Student we can absolutely attest to each of these websites and for extra savings visit coupon sites such as Slickdeals.net or RetailMeNot.com for extra savings.

~Savvy Student
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Mother's Day Gifts for All Wallet Sizes

If you are in a rush to find the perfect gift for your mom this Sunday then please keeping reading. Finals may have hampered your efforts until now, but with at least a few days left it's time to refocus. According to a survey some 91% of mothers would prefer to receive a iPad instead of flowers this year, however, for most students that is a bit out of the question. Yet with Savvy Student on your side, we have you covered with ideas that appeal to all budgets.

The traditional Mother's Day gift is flowers, but if you want to be more creative here are some suggestions Savvy Student found for you on the web.

1. Print a photo canvas of you and your Mom, or of any other picture she likes. If a canvas is too much, how about a photo mug? A personalized wall calendar? Look online for coupons and discounts (Retailmenot) on shipping. Snapfish  and Shutterfly have a whole list of items for under $10!

2. If you are still considering flowers, how about choosing a more edible flower arrangement. Check out Edible Arrangements for a wide array of fruit baskets and fruit bouquets. It's a more delicious gift for your mom and a much more unique type of arrangement. Though some of the arrangements are a bit pricy, there are some creative and cheap arrangements if you're willing to look around!

3. Make your mother a gift basket filled with her favorite things! Some of your mother's favorite chocolates, lotions, candles, or any other special little gifts can make for a relatively cheap Mother's Day gift that is bursting with originality, creativity, and love!

4. Make something for your mother! You can paint aprons, T-shirts, or tote bags—visit your local arts-and-crafts store for materials. If you don't feel like making any arts and crafts, bake something! Your mother will always appreciate something tasty!

5. Make a special journal! Write something on the pages of the journal to remind your mom of how much she means to you. Include photos, mementos, and snippets from special moments that you have shared together!

6. Get your mom a gift card for a spa treatment, a manicure, a pedicure, or any other relaxing, rejuvenating activities that she would appreciate! It's her one day of the year to relax. Make it a truly refreshing day!

7. The best gift seems to be the least obvious gift as well. Say "thank you" to your mother. If you won't be spending the day with her, give her a phone call! Show her that you appreciate her. A little gesture can go a very long way.

The best Mother's Day gifts come from the heart! You can be both creative and financially responsible! Best of luck with shopping and creating!

Happy Mother's Day!
- Savvy Student
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Student Loan Interest Rates

In talking about student loan debt, we can not ignore the fact that under current Federal law beginning on July 1, 2012 the interest rate for all Subsidized Stafford loans will increase from 3.4% fixed to 6.8% fixed. And, the grace period for this loan will no longer be interest free. Interest for the Subsidized Stafford loan will begin accruing from the date of departure. Students will still be given a 6 month grace period before payment arrangements are required, but the interest free terms have changed to interest baring.

As we all know, this change is significant and will impact the lives of many students. In an effort to help motivate Congress from implementing such a drastic change, we would like to share information from COE, Council for Opportunity in Education which has been serving TRIO students for more than 30 years.

COE had reached out to several schools promoting their partner, Campus Project and the Common Purpose Project  to provide a forum for students to share their stories and provide feedback on the increase. Several progressive coalitions are doing the same student outreach.  Those wanting to assist may discuss three main points which are as follows:

  • Why is a college education important to you?

  • What impact does student debt have on you?
  • How would your life change if the burden of debt was lifted?

    •  
    To view an interactive description of the interest rate change you may visit:
    http://www.whitehouse.gov/dont-double-my-rates.

     
    -Savvy Student
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    Student Debt - Don't Let It Bring You Down

    You might feel like you are the only one who will enter the "real world" with thousands of $$ in student loan debt, but that's not actually the case. According to NPR, "Two-thirds of college students now graduate with debt, owing an average of $24,000." Moreover, the overall nation's debt is climbing toward $1 trillion. So, once you start with your repayments it might feel like a lot to you, but in comparison to these numbers it is just a small part. 
    Somewhat unexpectedly, low-cost schools have students graduating with larger debt than more expensive institutions which often have bigger endowments and can afford to support their students with higher financial aid.
    Mark Kantrowitz, publsiher for fastweb.com and FinAid.org, reports that it will take most students as long as 20 years to repay their loans. Contrary to these somewhat discouraging statistics,  Times Magazine reports that attending college is the best way to learn how to manage personal finances. When educators in Europe are struggling to come up with ways of teaching personal finance management, American students can just go to college for four years!

    So, to the Class of 2012, Congratulations and don't worry, it will all work out!!!!!!!!!


    -Savvy Student







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