When lighting up for the first time, many people don't think about how much their cigarette habit is going to cost them over their lifetime. Most lifelong smokers begin at a young age, which only exacerbates their financial and health costs.
For example, you have a 5 cigarette a day habit and you buy packs at $5.00 with 20 cigarettes in them.
If you quit smoking today, you will save:
$456.25 in the next year and will not smoke 1825 cigarettes
$1368.75 in the next 3 years and will not smoke 5475 cigarettes
$2281.25 in the next 5 years and will not smoke 9125 cigarettes
If you have a pack a day habit at $5.00 a pack, you will save:
$1825.00 in the next year and will not smoke 7300 cigarettes
$5475.00 in the next 3 years and will not smoke 21900 cigarettes
$9125.00 in the next five years and will not smoke 36500 cigarettes
Additionally, because of the higher risk of health problems for smokers, they often face higher life insurance and health insurance premiums than non-smokers. Health and dental care tends to be higher as well, especially as the smoker gets older. A decline in health could also cause dependence on many medications, which can be very expensive.
Also, for those individuals out there who smoke in their homes and cars, the re-sell value will be negatively impacted because there is a smaller pool of potential buyers and less desire for homes and cars that smell of cigarette smoke. You may also be hit with higher car insurance premiums.
Next time, think before you light up.
-Savvy Student
Calculate how much it will cost you at: Health Status
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